Tilled

What it is

Tilled is Tilled, Inc.’s PayFac-as-a-Service platform for software companies that embed, monitor, and monetize merchant payments. Live marketing brand on homepage, Why PayFac-as-a-Service, Features, Pricing, White-Label, Enterprise, Product Updates, and footer is Tilled. Legal: Tilled, Inc. on the Privacy Policy and SEC Form D. Canonical marketing domain confirmed live at https://www.tilled.com/ and https://tilled.com/ (both returned live product copy via page fetch at research; raw datacenter curls were often Vercel 403). Homepage title: Top PayFac Platform for Embedded Payment Processing | Tilled. Headline: Take Charge of Your Payments Experience with PayFac-as-a-Service. Subhead: Embed, monitor, and monetize merchant payments across the U.S. and Canada with Tilled PayFac-as-a-Service.

Primary product surfaces on the current site: homepage PayFac-as-a-Service pitch, Why PayFac-as-a-Service (/why-pfaas), Features (/features), Pricing (/pricing), White-Label (/white-label), Enterprise (/enterprise), Product Updates (/product-updates), blog / newsroom under /blog/, Privacy (/privacy-policy). Docs: https://docs.tilled.com/ (Quick Start, Integration Options, Launch Checklist, merchant pricing, API). Sandbox dashboard host referenced in public GitHub examples and docs flows: https://sandbox-app.tilled.com. White-label console domain print in product updates: paymentsonline.io. CTAs across surfaces: Free Sandbox Access, Let’s Talk, Contact Sales for a Personalized Demo, Schedule a call, Let’s Get Started.

This page is Tilled managed PayFac for platforms: PayFac-as-a-Service, white-labeled merchant onboarding and console, platform control of merchant pricing, and Tilled holding underwriting and PayFac-style liability. Adjacent surfaces are Tilled’s. They are not this page. Enterprise reseller and acquirer / processor / card-network packaging, Portfolio Buy-Back capital, deep 3rd-Party Payments gateway-reporting packaging, and ISO / reseller referral paths sit next to the software-platform PFaaS job.

Who it’s for

Shapes from homepage, Why PayFac-as-a-Service, Features, Pricing, White-Label, Enterprise, docs Launch Checklist, and Privacy Partner Platform language:

• Software platforms and vertical ISVs embedding payments, which homepage and Why PayFac-as-a-Service sell as software companies that want acceptance inside the product, white-label branding, and recurring revenue on merchant transactions across the U.S. and Canada.
• Platforms that want PayFac-like economics without day-one registration, which Why PayFac-as-a-Service and blog PFaaS copy frame as enjoying payment-facilitation benefits (onboarding, underwriting handled by Tilled, chargeback and fraud operations) without becoming a fully registered PayFac or taking that liability.
• Platforms that need flexible downstream merchant pricing, which Features and docs merchant-pricing guides sell as pricing templates the partner configures (flat rate or interchange-plus to merchants; buy rates and Schedule A on the Partner Processing Agreement).
• ISOs, resellers, consultants, acquirers, processors, and card networks are Tilled buyers on Why PayFac-as-a-Service ISO partnerships and the Enterprise reseller / enterprise tiers. Those paths are adjacent when the Vert job is managed PayFac for a software platform rather than a reseller dashboard or white-labeled acquirer program.

Partner intake is Free Sandbox Access / create a sandbox account (docs Quick Start), Let’s Talk / Contact Sales / Schedule a call, and the Partner Application plus Partner Processing Agreement on the Launch Checklist. Docs Launch Checklist operational tasks before launch: Submit the Partner Application; Sign the Partner Processing Agreement (buy-rates and revenue share); Submit W9/W8 and voided check or bank letter; Set up merchant pricing templates; plus recommended white-label, team invites, and optional SaaS merchant account. Developer checklist includes Integrations review of the live checkout flow. That is free sandbox evaluation with sales-led / agreement-gated production, not a public self-serve live start.

It is a fit for a vertical software company that wants a white-labeled payments program, control of merchant pricing templates, Tilled holding underwriting and PayFac-style liability, published SaaS and revenue-share packaging, and a launch path that starts in sandbox then completes a Partner Processing Agreement.

Standout details

• Brand, domain, and product URL (as printed). Official marketing name on live pages: Tilled. Legal: Tilled, Inc. (Privacy; SEC Form D CIK 0001833785, Delaware). Canonical site: https://www.tilled.com/ (also https://tilled.com/). Confirmed product URLs used here: /, /why-pfaas, /features, /pricing, /white-label, /enterprise, /product-updates, /privacy-policy, /blog/tilled-expands-payfac-as-a-service-innovation-with-new-capital-and-capabilities, /blog/payfac-as-a-service-glossary, /blog/what-does-it-take-to-become-a-payfac. Docs: https://docs.tilled.com/ (Quick Start, Integration Options, Launch Checklist, merchants/merchant-pricing). Sandbox app host: https://sandbox-app.tilled.com (public example and docs references).
• PayFac-as-a-Service model (as printed). Homepage: PayFac-as-a-Service combines easy-to-integrate payment technology, full-service offerings, and transparent pricing so software companies harness payment facilitation minus upfront cost, overhead, and liabilities. Why PayFac-as-a-Service: flexible downstream pricing; white-label; go-to-market support; Tilled handles OFAC, PEP, bank verification, TIN, and background checks; PCI burden minimized via hosted components. Blog PFaaS framing: Tilled negotiated acquiring banks and processors, built Level 1 PCI gateway capabilities, and manages underwriting, fraud monitoring, and chargebacks so the platform does not. Docs: platforms create Connected Accounts / merchant applications, set pricing templates, collect Payment Intents, and take platform fees. Launch Checklist: Partner Processing Agreement includes buy-rates and revenue share.
• Acceptance and white-label depth (as printed). Homepage and Features: online and in-person (card-present); hosted checkout; virtual terminal; subscriptions; surcharging; U.S. and Canada with French language support for Canadian merchants. Features: Tilled.js hosted payment form; pre-fill merchant application; Auth Links; multi-account; metadata; interchange reporting; Stripe migration assistance marketed at no additional cost. White-Label: branded merchant application on custom subdomain; branded console; transactional emails; Enterprise custom domains. Integration Options docs: API-only OnboardingJS vs hosted application; no-code modules for Onboarding, Dashboard, Payments (payment links and virtual terminal), Notifications. Product Updates: card-present paths via Valor and other terminals; Paysafe + Handpoint in-person pricing split; TSYS / North / KORT processor paths; 3rd-Party Payments for platforms keeping existing gateways with Tilled onboarding and reporting; Portfolio Buy-Back program.
• Ops, sandbox, and pricing. CTAs: Free Sandbox Access, Let’s Talk, Contact Sales, Schedule a call, Let’s Get Started. Docs Quick Start: create sandbox account, generate API keys, explore Connected Accounts / Auth Links / Payment Intents, customize branding and merchant pricing in Dashboard. Launch Checklist gates production on Partner Application, Partner Processing Agreement, tax/bank docs, pricing templates, and Integrations checkout review. Public pricing on /pricing (live at research): Start-Up, $500 monthly SaaS fee, 70% revenue share, best for companies processing less than $5M monthly; Scaling, $2,500 monthly SaaS fee, 80% revenue share, best for companies processing more than $5M monthly. What’s Included blocks cover merchant management, payments, white-label, reporting, fraud and risk (KYC, KYB, MATCH, OFAC), PCI / tokenization / P2PE, developers, support, and growth. Revenue calculator disclaimer uses illustrative merchant pricing 2.9% + $0.30 and all-in partner costs 2.27% + $0.15 for estimates only. Enterprise page separately prints Reseller ($5,000 monthly SaaS; 80% revenue share) and Enterprise ($30,000 starting monthly SaaS; 95% revenue share) for ISO / acquirer / processor / network buyers. Buy rates and full Schedule A remain on the Partner Processing Agreement. A 2021 glossary post prints older ISV economics (for example 66% revenue share and no monthly SaaS); treat live /pricing as authoritative. This listing does not invent a buy-rate percentage beyond what /pricing and the calculator disclaimer print.
• License, banks, processors, and company facts (as printed). Footer: Validated Level 1 PCI Compliant Service Provider; registered ISO/MSP of Pinnacle Bank, a Tennessee bank, dba Synovus Bank, Columbus, GA; registered Independent Sales Organization of Citizens Bank; Boulder address as above. Marketing PFaaS copy claims Tilled obtained necessary certifications and licenses and takes PayFac-style liabilities; footer print reviewed here does not say registered Payment Facilitator of a named bank. Confirm registration posture and sponsor path on contract. Processors named on product updates / boarding API notes: Paysafe, TSYS, North, KORT. Founded: 2019 by Caleb Avery per official About Tilled block on the February 16, 2022 Series A extension newsroom post (BOULDER, Colo.). Headquarters: Boulder, CO from footer, newsroom, Privacy contact context, and SEC Form D address 2955 Valmont Road Suite 220. Series A extension post: $11M extension led by G Squared after $11M Series A in May 2021; omnichannel launch. Frontmatter uses founded 2019 and headquarters Boulder, CO from those official prints.
• Named partners and stories (vendor-named; Standout only). Enterprise news block references an expanded Paysafe partnership for ISVs across the U.S. and Canada. Product Updates and docs name integration / processor partners such as Plaid (hosted bank verification), Handpoint, Valor, Authorize.net (iOS tap-to-phone note), Middesk (application verification beta). Attribute as Tilled-named partners, not independent verification of exclusivity.
• Adjacent modules. This page is Tilled managed PayFac for platforms. Adjacent products are Tilled’s. They are not this page. Enterprise reseller dashboards and acquirer-white-label programs, Portfolio Buy-Back, ISO referral packaging, and 3rd-Party Payments as a gateway-reporting shortcut sit next to the software-platform PFaaS job.

Sources: tilled.com, Why PayFac-as-a-Service, Features, Pricing, White-Label, Enterprise, Product Updates, Privacy Policy, Series A extension newsroom, PFaaS glossary, Become a PayFac blog, Docs home, Docs Quick Start, Integration Options, Launch Checklist, Merchant pricing docs, Sandbox app host, SEC Form D filer Tilled, Inc..

Honest verdict

Tilled is the listing to read when the job is managed PayFac for a software platform: white-labeled merchant onboarding and console, platform control of merchant pricing through templates, Tilled holding underwriting and PayFac-style liability so the platform does not register as a PayFac on day one, and published Start-Up and Scaling SaaS plus revenue-share tiers. Free sandbox and public docs support evaluation. Live processing waits on a Partner Application, Partner Processing Agreement (buy rates and revenue share), and Integrations review of the checkout path.

What it is not: a public self-serve live start with no commercial agreement, a PayFac license the platform owns on day one, or a footer that already prints Tilled as a registered Payment Facilitator of a named sponsor bank. Live footer print reviewed here is ISO/MSP and ISO with bank partners; confirm sponsor-bank and processor path on the contract. Published SaaS and revenue-share tiers are not the full Schedule A buy-rate card. If you will not complete a Partner Processing Agreement after sandbox evaluation, stop. If the job is residual economics and merchant ownership now, with Tilled holding underwriting and PayFac-style operations and a published SaaS plus revenue-share package, start here.