Lending

Software platforms that want a white-labeled working-capital program for their merchants, with Parafin running underwriting, servicing, and the lending stack.

NotTeams that need consumer checkout credit, a published buy rate, or a live capital program without a sales conversation.

Software platforms and payment providers that want white-labeled or co-branded working capital for their SME merchants across the UK, Europe, and the US.

NotTeams that need a published platform buy rate, a self-serve live start with no partnership agreement, or consumer point-of-sale installment credit.

Software platforms, marketplaces, and payment providers that want white-labeled or API-embedded working capital for their SME merchants across Liberis's live markets.

NotTeams that need a published platform rate card, a self-serve partner live start with no partnership conversation, or consumer checkout installment credit as the core product.

Software platforms, payment facilitators, and marketplaces that want white-labeled or API-embedded working capital for their SME merchants across Pipe's live markets.

NotTeams that need a published platform rate card, a self-serve partner live start with no partnership conversation, or consumer checkout installment credit as the core product.

Software platforms on Stripe Connect that want no-code, embedded, or API working capital for their connected merchants across Stripe Capital's live platform markets.

NotTeams that need a published platform rate card, financing for users who are not connected accounts on a Connect platform, or consumer checkout installment credit as the core product.

Software platforms already on Adyen for Platforms that want component or API working capital for their merchants across Adyen Capital's live markets.

NotTeams that need a published platform rate card, financing for users who are not on an Adyen for Platforms balance platform, a self-serve live start with no Adyen conversation, or consumer checkout installment credit as the core product.

Eligible Shopify merchants that want invite-based working capital inside admin with repayment as a share of daily sales across Shopify Capital's live markets.

NotTeams that need a published rate card, financing for businesses that are not Shopify merchants, a white-label Capital API to fund another platform's merchants, a cold apply with no eligibility offer, or consumer checkout installment credit as the core product.

B2B software platforms and business networks that want API-embedded, white-labeled working capital for their SMB customers, with Kanmon carrying credit risk and licensing.

NotTeams that need a published platform rate card, a self-serve partner live start with no partnership conversation, financing for consumers rather than businesses, or consumer checkout installment credit as the core product.

Payments-enabled companies and SaaS platforms that want white-labeled or API-embedded business loans for their SMB merchants in the US, with a named bank partner as loan issuer on current marketing and footer copy.

NotTeams that need a published platform rate card, a self-serve partner live start with no partnership conversation, financing for consumers rather than businesses, or consumer checkout installment credit as the core product.

B2B payments and software platforms that want API-embedded payables, receivables, or commercial charge card capital for business buyers and suppliers, with OatFi carrying licensing and credit decisioning on current footer copy.

NotTeams that need a published platform rate card, a self-serve partner live start with no partnership conversation, financing for consumers rather than businesses, or consumer checkout installment credit as the core product.

US home improvement merchants that want to offer partner-bank installment credit to consumers at the point of sale.

NotMerchants outside US home improvement as GreenSky currently describes the program, or teams that need GreenSky itself to be the lender or to publish a merchant fee schedule.

US home improvement contractors that want a free-to-contractor marketplace of consumer personal loan offers at the point of sale, with soft-pull prequalification and lender-originated funding.

NotTeams that need Acorn Finance itself to be the lender, a published consumer APR rate card controlled by Acorn Finance, B2B working capital for the contractor's own business, or financing outside the home improvement and personal-loan surfaces Acorn Finance currently markets.

US retailers, home and auto merchants, and healthcare providers that want Synchrony Bank revolving cards and installment credit at the point of sale, and software or POS platforms that want to embed that apply-and-buy flow.

NotTeams that need a self-serve live start with no sales conversation, a published merchant fee for every program (not only eCommerce plans), or consumer deposits and D2C banking as the product.

US retailers and specialty merchants that want Comenity Capital Bank installment credit and split-pay at the point of sale, and software or POS platforms that want to embed that apply-and-buy flow.

NotTeams that need a self-serve live start with no sales conversation, a published merchant fee schedule, or consumer deposits and D2C banking as the product.