Payments

default start when you want payments revenue without becoming a PayFac.

Notresidual economics you own. Stripe keeps the license and the rate card.

US vertical SaaS that will set merchant price and stay the software, not the PayFac.

Nota path to become the PayFac.

PayFac-as-a-service now, same API if you later take the license.

Nota published buy rate you can treat as yours on day one.

Worldpay acquiring and PFaaS with a later PayFac developer path.

Nota PayFac license you own the day you sign, or a published buy rate.

high-touch ISV program on Stax's stack, referral through managed PayFac.

Nota public self-serve start, a published buy rate, or a documented same-stack PayFac timeline.

Vertical SaaS and ISV platforms that want white-labeled embedded payments, control of merchant pricing and relationships, Launchpay holding underwriting and PayFac liability, and a same-stack path to registered PayFac later.

NotTeams that need a public self-serve live start, a published interchange-plus buy rate, or a PayFac license they own on day one without graduating off Launchpay.

US platforms that want one integration for accounts, Moov wallets, ACH, card acceptance, push-to-card, RTP or FedNow payouts, and optional virtual card issuing, with published interchange-plus style rates and fee plans they can assign to sub-accounts.

NotTeams that need a consumer retail bank brand as the product page, FDIC-insured deposit accounts as the wallet product, or live money movement with no KYB, capability, or FI Partner diligence.

Vertical SaaS platforms that want white-labeled card, ACH, and wallet acceptance, control of merchant rates and payouts, JustiFi holding PayFac registration, and a path to add payables and beyond-payments products on the same foundation.

NotTeams that need a public self-serve live start, a published platform buy-rate schedule on the marketing site, or a PayFac license they own on day one.

Vertical SaaS platforms that want white-labeled card, ACH, wallet, and related acceptance, control of merchant pricing and boarding, Payabli holding PayFac registration and underwriting, and the same stack for payables and payment operations.

NotTeams that need a public self-serve live start, a published platform buy-rate schedule on the marketing site, or a PayFac license they own on day one.

Vertical SaaS and ISV platforms that want white-labeled card and related acceptance in the U.S. and Canada, control of merchant pricing templates, Tilled holding underwriting and PayFac-style liability, and published SaaS plus revenue-share packaging.

NotTeams that need a public self-serve live start with no Partner Processing Agreement, a PayFac license they own on day one, or a marketing footer that already prints Tilled as a registered Payment Facilitator of a named sponsor bank.

US platforms and enterprises that want one integration for ACH, Same Day ACH, and real-time bank rails, with Dwolla Balance or Connect-style funds flow options, standardized payment ops, and a dedicated onboarding path after Talk to an Expert.

NotTeams that need a published self-serve dollar rate card, a consumer retail bank brand as the product page, card-acquiring as the primary job on this page, or live customer money with no KYB, Order Form, or bank-partner diligence.

Vertical SaaS and ISV platforms that want white-labeled card, ACH, wallet, and omnichannel acceptance, boarding API and pricing control, Payroc holding underwriting and managed PayFac liability, and a path across referral, ISO, managed PayFac, and gateway-only models as the program matures.

NotTeams that need a public self-serve live start with no sales discovery, a published platform buy-rate schedule on the marketing site, or a PayFac license they own on day one while still on managed PayFac.

Global acquiring and split payouts, sales-led.

Nota public self-serve start, and not a documented path to become the PayFac.

Global acquiring and split payouts, sales-led.

Nota PayFac license you own, and not a documented path to become the PayFac on this stack.

Marketplaces and software platforms that want seller onboarding, PayPal Checkout or Expanded Checkout, partner fees, FX and payouts, and PayPal holding licensed payment processing after a representative-led approval.

NotTeams that need a public self-serve live start with no partner form or PayPal representative, a published platform buy-rate schedule on the marketing site, or single-merchant enterprise processing rather than multiparty platforms.

Marketplaces and software platforms that want hosted seller onboarding and KYC, automatic split of platform commission and seller fees, multi-PSP reconciliation or a PayFac-style path, scheduled or API-triggered payouts, and Nuvei holding PSD2-style funds flow where marketed.

NotTeams that need a public self-serve live start with no sales conversation, a published platforms buy-rate schedule on the marketing site, or a single-merchant gateway-only checkout path rather than multiparty platforms and marketplaces.

Merchants, platforms, and fintechs that want a PCI Level 1 vault they control, portable tokens across gateways, multi-PSP routing and retries, and orchestration without Spreedly becoming the processor of record or PayFac.

NotTeams that need Spreedly to be the processor of record, a bank, a lender, a PayFac that underwrites and settles merchants, or a pure self-serve live start with no sales or trial-access conversation.

Merchants and platforms that want no-code workflows, multi-processor routing and Fallbacks, Universal Checkout, a centralized PCI vault, and observability or reconciliation across providers without Primer becoming the processor of record or PayFac.

NotTeams that need Primer to be the processor of record, a bank, a lender, a PayFac that underwrites and settles merchants, or a pure self-serve live start with a published buy-rate card and no sales conversation.

Regulated fintechs and platforms that want one API for accept and payout across cards and bank rails (RTP, FedNow, ACH as marketed), with white-glove onboarding, multi-bank sponsorship options, and fraud tooling for account funding, debt repayment, payroll, and similar flows.

NotTeams that need a published self-serve dollar rate card, a consumer retail bank brand as the product page, orchestration-only vaulting with no acquiring or payout rails, or live customer money with no sales, KYB, Sponsor Bank, or network diligence.

US platforms and fintechs that want one API for Instant Disbursements (push-to-card), Instant Account Funding, and Accelerated Bank Transfers across ACH, RTP, FedNow, and debit-card networks, with routing, routines, webhooks, and compliance tooling marketed as part of the Payments Cloud.

NotTeams that need Astra itself to be a deposit bank or consumer retail bank brand, a published self-serve dollar rate card, card acquiring as the primary merchant checkout job on this page, or live customer money with no sales conversation, Compliance Review, or program enablement.