Sardine

What it is

Sardine is SardineAI Corp.’s (affiliates SonarAI LLC and SardineAI Payments, Inc. as printed on Privacy Policy) agentic financial-crime and risk platform, sold to unify fraud prevention, AML compliance, and real-time transaction monitoring for banks, merchants, and fintechs. Live marketing brand on homepage, Device and Behavior, Identity Fraud, Payment Fraud, Transaction Monitoring, Agentic AI for Fraud, Agentic AI for AML, KYB, Sanctions Screening, Customer Risk Rating, Cross-Industry Fraud Intelligence, About, Careers, Customers, Contact, Security, docs, and footer is Sardine. Legal name on Privacy Policy and footer copyright: SardineAI Corp. Canonical marketing domain is https://www.sardine.ai/ (HTTP 200 at research). Apex https://sardine.ai/ returned HTTP 307 to https://www.sardine.ai/ at research. Homepage title: Agentic Financial Crime Platform for Fraud Prevention & AML. Homepage framing: The agentic risk platform for fighting financial crime. Unifying fraud prevention, AML compliance, and real-time transaction monitoring in one platform - trusted by leading banks, merchants, and fintechs.

The confirmed public product URL for this listing is the homepage agentic risk platform surface at https://www.sardine.ai/ (HTTP 200). Dedicated live product explainers also include https://www.sardine.ai/device-and-behavior (Device and Behavior Intelligence), https://www.sardine.ai/identity-verification (Identity Fraud), https://www.sardine.ai/payment-fraud (Payment Fraud Prevention), https://www.sardine.ai/transaction-monitoring (AML Transaction Monitoring), https://www.sardine.ai/agentic-ai-for-fraud, https://www.sardine.ai/agentic-ai-for-aml, https://www.sardine.ai/kyb, https://www.sardine.ai/sanctions-screening, https://www.sardine.ai/customer-risk-rating, and https://www.sardine.ai/cross-industry-fraud-intelligence (Sonar / consortium). Public risk docs: https://docs.sardine.ai/home (HTTP 200; full technical suite behind login; Getting Started and How Sardine Bills are publicly reachable). Dashboard host linked from marketing/docs context: https://dashboard.sardine.ai/ (HTTP 200 at research).

This page is Sardine agentic fraud, AML, and device-intelligence risk for banks, fintechs, and merchants: stop financial crime from onboarding through login and payments with device/behavior signals, identity and KYB checks, payment fraud controls, AML monitoring, sanctions and customer-risk workflows, rules, graph investigations, and AI agents as marketed. Adjacent products are Sardine’s. They are not this page. Standalone Device and Behavior packaging, Identity Fraud / documentary KYC packaging, Payment Fraud packaging, Bot Detection, Account Takeover Protection, Bank Account Owner Validation, KYB packaging, Sanctions Screening, Customer Risk Rating, Transaction Monitoring, Agentic Fraud Ops / Agentic AML Ops, Cross-Industry Fraud Intelligence / Sonar consortium (joinsonar.com), Credit Underwriting, Fraud Investigator / Machine Learning landings, Sardine Shield consumer app (/shield), Sponsor Banking / program-monitoring language on homepage, and Sardine Payments (SardineAI Payments, Inc.; docs.payments.sardine.ai) are Sardine’s. They are not this page.

Who it’s for

Shapes from homepage, Device and Behavior, Identity Fraud, Payment Fraud, Transaction Monitoring, KYB, Sanctions Screening, Customer Risk Rating, Agentic AI pages, About, Customers, Contact, and docs:

• Banks, fintechs, and merchants fighting fraud and scams across the customer journey, which homepage sells as unifying fraud prevention, AML compliance, and real-time transaction monitoring, and which About sells as banks, fintechs, marketplaces, and merchants operating where risk and growth collide.
• Teams that need device, behavior, and bot signals before identity step-ups, which /device-and-behavior and /bot-detection sell as a lightweight SDK with environment integrity, True Piercing VPN/proxy piercing marketing, behavioral biometrics, deepfake/webcam spoof detection, and automation detection across onboarding, login, and payments.
• Operators running AML transaction monitoring, sanctions, and CDD, which /transaction-monitoring, /sanctions-screening, /customer-risk-rating, and /agentic-ai-for-aml sell as pre-built AML typologies, graph intelligence, AI-assisted alert triage, continuous sanctions/PEP/adverse media, and dynamic customer risk rating.
• Payment and marketplace risk teams, which /payment-fraud sells as card, ACH, instant payment, and wallet fraud controls with rules, ML scoring, and dispute evidence automation as marketed.

Partner intake is sales-led. Marketing CTAs live at research: Contact us; Request a Sardine demo. Contact / Book a Demo: https://www.sardine.ai/contact (title: Book a Demo: One Platform for Fraud, AML, and Risk Decisions; /demo redirected to /contact at research). Docs Getting Started: request sandbox dashboard access; reach out to your Sardine representative to facilitate access or contact us to schedule a demo and get access to sandbox, Integration Guides, and API docs; Log in to access our full technical documentation suite. Dashboard: https://dashboard.sardine.ai/. Billing docs: invoices emailed to the billing contact on the original contract; billing@sardine.ai. /pricing returned HTTP 404 at research. Public pages do not describe a self-serve checkout that issues production keys without a commercial conversation.

It is a fit for a bank, fintech, merchant, or platform that wants unified fraud/AML/device risk decisioning, will complete Contact us / Book a Demo, and does not need Sardine to be the bank, processor of record, or lender.

Standout details

• Brand, domain, and product URL (as printed). Official marketing name on live pages: Sardine. Legal: SardineAI Corp. (affiliates SonarAI LLC and SardineAI Payments, Inc. on Privacy). Canonical site: https://www.sardine.ai/ (HTTP 200; apex sardine.ai 307 to www at research). Frontmatter website uses the homepage agentic risk platform URL (clearest public sold surface). Related live URLs used here: /device-and-behavior, /identity-verification, /payment-fraud, /transaction-monitoring, /agentic-ai-for-fraud, /agentic-ai-for-aml, /kyb, /sanctions-screening, /customer-risk-rating, /cross-industry-fraud-intelligence, /bot-detection, /account-takeover-protection, /bank-account-owner-validation, /credit-underwriting, /fraud-investigator, /fraud-detection-machine-learning, /shield, /about, /careers, /customers, /contact, /privacy-policy, /privacy-choices, /cookie-policy (HTTP 200; WebFetch returned 422 at research), /security, /blog. Docs: https://docs.sardine.ai/home; Getting Started; How Sardine Bills. Dashboard: https://dashboard.sardine.ai/. Trust Center: https://security.sardine.ai/. Common Website Terms paths (/terms, /terms-of-service, /terms-of-use, /legal/terms) returned HTTP 404 at research; Shield has separate /shield/terms. Payments docs (adjacent): https://docs.payments.sardine.ai/. Sonar join marketing redirected from go.sardine.ai/sardinex to https://www.joinsonar.com/ at research. /pricing 404.

• Unified fraud + AML + device job (as printed). Homepage product clusters: verify consumers and businesses (Global KYC, Global KYB, Identity Verification, Document Verification); protect transactions (payment fraud); protect the platform (ATO, Bot Detection, deepfake interview language); agentic AML ops (Transaction Monitoring, Customer Risk Rating, Sanctions Screening, Sponsor Banking monitoring language). Device and Behavior: single SDK; 1,000+ risk features marketing; ML baselines; remote-access, bot, VPN/proxy, deepfake, and emulator detection as marketed. Transaction Monitoring: pre-built AML rules for structuring, layering, pass-through, velocity, and mule behavior; graph links across users, devices, IPs, counterparties, and transactions; AI agents for triage and investigation summaries. Payment Fraud: real-time scoring across cards, ACH, instant payments, and wallets; dispute evidence automation marketing. Treat approval-rate, false-positive, devices-profiled, payments-screened, and automation-percentage chips as vendor marketing, not independently audited results.

• Ops and pricing (public). CTAs: Contact us; Book a Demo / Request a Sardine demo on /contact. Docs: sandbox and full docs after representative / demo path; monthly invoices against contract; usage billing table for device intelligence, identity enrichment, bank/card fraud, sanctions, documentary KYC, and AML monitoring (methods printed; not a public rate card). Public marketing pricing: not published (/pricing 404). Payments docs pricing page (adjacent payments surface) states flexible proposal pricing and contact for a proposal. This listing’s public_pricing YAML is a label only (no dollar amounts).

• Company facts. About: Soups Ranjan CEO, Co-Founder; leadership roster including Zahid Shaikh, Kazuki Nishiura, Ben Cook, and others; mission framing to stop fraud earlier from one platform; We’ve raised $170 million from some of the world’s most respected investors (vendor marketing; investor names not independently verified here). Careers: work from anywhere; team of 200+ spans over 20 countries as marketed; General Counsel Christine Poulon named in a Careers quote. Frontmatter headquarters uses Miami, FL from Privacy Policy postal address (382 NE 191st St, #58243, Miami, Florida 33179-3899). Founded year was not printed on About, Careers, Privacy, or Contact pages reviewed for this listing; omit from frontmatter. About and Contact marketing chips (Enterprise customers; Payments screened; Devices profiled) render as animated figures in HTML; homepage and Cross-Industry pages also print 6.6B devices and about $1.67T transaction/payments volume marketing. Use each page’s printed chip; do not invent a single reconciled customer count.

• Named customers and stories (vendor-named). Customers and case surfaces name Prezzee, Raise, RockWallet / MNEE, SeatGeek, Asoview, bunq (quote), a 529 plan administrator story, and a leading U.S. neobank laundering-ring story among Sardine-named stories. Attribute as Sardine-named stories, not independent verification.

• License and security posture (as printed). Privacy: enterprise customer Enterprise Data governed by customer contracts; visitor/transacting-user Privacy Policy with GLBA-style consumer notice and state privacy supplements; DPF participation as printed. Consortium page: GLBA, 314(b), and FCRA named as frameworks for consortium data sharing. No clear public Website Terms of Use for the main marketing site at research (404 on common paths). Security: Trust Center for SOC2 and pentest documentation. Docs billing and Getting Started assume contracted access. Sardine is a technology vendor for fraud, AML, and device risk. Core risk marketing is not framed as the bank charter holder. Adjacent Sardine Payments / SardineAI Payments, Inc. is a separate surface; confirm which entity signs your contract.

• Adjacent modules (wall-off). This page is Sardine agentic fraud / AML / device-intelligence risk. Adjacent products are Sardine’s. They are not this page. Device-only, Identity/DocV, Payment Fraud, Bot Detection, ATO, Bank Account Owner Validation, KYB, Sanctions, Customer Risk Rating, Transaction Monitoring, Agentic Fraud/AML Ops, Sonar consortium, Credit Underwriting, Shield consumer app, Sponsor Banking monitoring packaging, and Sardine Payments sit next to the core unified risk job.

Sources: sardine.ai, Device and Behavior, Identity Fraud, Payment Fraud, Transaction Monitoring, Agentic AI for Fraud, Agentic AI for AML, KYB, Sanctions Screening, Customer Risk Rating, Cross-Industry Fraud Intelligence, Bot Detection, Account Takeover, Bank Account Owner Validation, Credit Underwriting, About, Careers, Customers, Contact / Book a Demo, Privacy Policy, Privacy Choices, Security, Trust Center, Docs Home, Getting Started, How Sardine Bills, Dashboard, Shield, Payments docs intro, Sonar.

Honest verdict

Sardine is the listing to read when the job is agentic fraud, AML, and device-intelligence risk for a bank, fintech, merchant, or platform: score sessions and payments with device and behavior signals, verify people and businesses when risk warrants it, monitor transactions for laundering typologies, screen sanctions and refresh customer risk, and run AI-assisted investigations and rules from one stack. Sardine is not a bank, not marketed here as the payments processor of record for the core risk job, and not a consumer lending brand page. The charter, underwriting credit decision, and payment rails stay with the institution or its partners. Sardine supplies the risk signals, monitoring, workflows, and agentic ops layer.

What it is not: a published marketing rate card, a self-serve live production start with no demo or sales path, a company that holds the deposit charter, or a lender of record. Contact us / Book a Demo and contracted sandbox access are the intake. /pricing was not live at research. Common Website Terms paths returned 404; Privacy Policy and Trust Center are live. Scale chips, funding lines, and customer stories are Sardine-printed marketing. Founded year was not printed on the About or legal pages reviewed here. Consortium marketing names FCRA among sharing frameworks; a clear public CRA disclaimer was not found on Privacy/Terms pages reviewed, so confirm FCRA posture with Sardine if your use is credit, employment, or similar eligibility. If you need the vendor itself to hold deposits or be the processor of record, stop (and separately evaluate adjacent Payments packaging if that is the actual job). If the job is unified fraud, AML, and device risk decisioning, start here.