Business identity and KYB verification software for regulated onboarding, not a bank, payments processor, or consumer identity brand. Get a demo and Contact are the intake. Public rate card was not found. San Francisco is the HQ city Middesk prints on Contact and Terms.
What it is
Middesk is Middesk, Inc.’s (Privacy also writes Middesk Inc.) business identity and KYB platform, sold to verify, onboard, monitor, and decide on businesses across regulated customer journeys. Live marketing brand on homepage, Platform, Verification, Fraud, Underwriting, Business registration, Agents, About, Contact, and footer is Middesk. Legal names: Middesk, Inc. on Terms of Use; Middesk Inc. on Privacy Policy. Canonical marketing domain is https://www.middesk.com/ (HTTP 200 at research). Apex https://middesk.com/ returned HTTP 301 to https://www.middesk.com/ at research. Homepage title/positioning: Business Identity & KYB Platform. Homepage headline: Business identity that runs itself. Subcopy: The business infrastructure platform to accelerate formation, onboarding, and growth. Homepage Middesk platform block: Verification, fraud, registration, and monitoring. One system across the customer journey.
The confirmed public product URL for the Verification / KYB surface used for this listing is https://www.middesk.com/solutions/verification (page title/positioning: Business Verification & KYB Automation; HTTP 200 at research). Verification page: Legacy KYB gives you data. Your team still makes every decision. Middesk takes it from data to decision. Verified, documented, closed. Capabilities named on that page: business entity verification (legal name, DBA, entity type, formation date, address validation, good standing across all 50 states); UBO and KYC (beneficial owners, officers, identity on key principals); compliance screening (OFAC, sanctions, PEP, adverse media, license checks); web and online presence; industry classification (NAICS/SIC, high-risk flags); document verification (Secretary of State filings, formation documents, real-time IRS EIN validation with TIN matching). Primary sources called out: IRS, Secretary of State, every registered U.S. business from day one, with alternative sources and network signals layered when primary data is not enough.
This page is Middesk business identity / KYB verification for banks, fintechs, lenders, and platforms: entity verification, ownership, CIP-oriented screening, and automated decisions as Middesk markets them for onboarding. Adjacent products are Middesk’s. They are not this page. Fraud prevention (/solutions/fraud-prevention), credit underwriting and UCC workflows (/solutions/underwriting), business registration and payroll tax compliance (/solutions/business-registration), Middesk Agents (/solutions/use-cases/agents), continuous monitoring packaging on banking and payments use-case pages, and industry packaging at banking, payments, lending, payroll, and marketplaces are Middesk’s. They are not this page.
Who it’s for
Shapes from Middesk’s homepage, Verification, Platform, banking/payments/lending use cases, About, Contact, and docs:
- Banks and financial institutions opening business accounts, which /solutions/use-cases/banking sells as verify, onboard, and monitor business banking customers: entity existence, EIN validation, beneficial ownership, good standing, watchlist/PEP/adverse media, pre-fill, continuous monitoring, and documentary evidence from state agencies.
- Fintechs, lenders, and platforms scaling business onboarding, which homepage frames as banks, fintechs, lenders, and platforms where getting it right matters, and which Verification sells as teams that want data-to-decision KYB so analysts handle exceptions, not every application.
- Payment processors, PayFacs, and acquiring banks boarding merchants, which /solutions/use-cases/payments sells as merchant verification and monitoring (MCC/industry classification, MATCH screening, fraud before processing). That packaging sits next to the core KYB job when the Vert focus is business identity verification rather than merchant acquiring.
- Payroll and marketplace operators appear on dedicated use-case paths and on Business registration (state tax accounts, registered agent). Those are adjacent Middesk surfaces when the Vert job is KYB verification.
Partner intake is Get a demo (homepage, product, and Platform CTAs) and Contact at https://www.middesk.com/contact (form: Talk to an expert; fields include first name, last name, work email, phone, use case, how can we help, how did you hear; Select Partnership Inquiry is printed for the use case form field). /get-a-demo returned HTTP 308 to /contact at research. /pricing returned HTTP 404 at research. Public docs at https://docs.middesk.com/ cover Business verification (KYB), monitoring, entity management / tax registration, agents, Signal, and API reference. Quickstart and API keys docs: sandbox API key is available in the Dashboard; Middesk provisions sandbox and production keys when your account is created; keys live under Settings > Developer > Credentials. Docs footers repeatedly: Contact your account manager or contact sales to inquire about access. Dashboard login host linked from marketing: https://app.middesk.com. Help center: https://help.middesk.com/en. Status: https://status.middesk.com/. Public pages do not describe a self-serve live production checkout that issues production keys without a Middesk commercial conversation.
It is a fit for a bank, fintech, lender, or platform that wants automated business identity / KYB verification, will complete a Middesk demo or sales path, and does not need Middesk to be the bank, processor, or lender.
Standout details
- Brand, domain, and product URL (as printed). Official marketing name on live pages: Middesk. Legal: Middesk, Inc. / Middesk Inc. Canonical site: https://www.middesk.com/ (HTTP 200; apex middesk.com 301 to www at research). Confirmed product URL for this listing: https://www.middesk.com/solutions/verification. Related live URLs also used here: /, /platform, /solutions/fraud-prevention, /solutions/underwriting, /solutions/business-registration, /solutions/use-cases/agents, /solutions/use-cases/banking, /solutions/use-cases/payments, /solutions/use-cases/lending, /solutions/use-cases/payroll, /solutions/use-cases/marketplaces, /about, /contact, /customers, /partners, /policies/privacy-policy, /policies/terms-and-conditions (short /privacy and /terms redirect into those policy paths). Docs: https://docs.middesk.com/. Dashboard: https://app.middesk.com. Trust Center: https://trust.middesk.com. No public rate card: https://www.middesk.com/pricing returned 404.
- Verification / KYB surface. Verification page markets entity verification across all 50 states, UBO and principal KYC, OFAC/sanctions/PEP/adverse media/license screening, web presence, industry classification, and SOS/IRS document and TIN matching. Platform page: 400+ sources resolved into one clean record; 92% refreshed in under 10 days; 400+ government pipelines across Federal, State, and Local governments. Developers block on Verification and Platform: verify any business in a single API call; View API docs. Docs Quickstart: create a Business with name and addresses (more attributes improve depth); review tasks drive KYB decisions; webhooks and Policies/rulesets for automation; last decision stays with the customer based on Middesk’s report.
- Agents and intelligence (vendor claims). Homepage and Agents use-case: Middesk Agents pull data, cross-reference across 400+ sources, and document findings; purpose-built for CIP, CDD, EDD, and merchant risk; analyst reviews, approves, and moves on; audit-ready from the start. Agents page names OFAC false positive resolution, address discrepancy investigation, ownership verification, litigation research, merchant risk assessment, and operating status confirmation. Platform: APIs, MCP, dashboard, or partner network. March 26, 2026 CEO post (Introducing Middesk’s agentic platform): agents clear false positive screening hits and evaluate lawsuit materiality; claim that Middesk powers business identity decisions across most B2B neobanks, the majority of non-bank lenders, and two of the three largest financial institutions in the country. Treat those market-share lines as Middesk marketing, not independently audited counts.
- Ops and pricing. CTAs: Get a demo; Contact / Talk to an expert form. Docs: account manager or contact sales for access; API keys provisioned when the account is created (mk_test sandbox; mk_live production). Sandbox and enhanced sandbox are documented publicly. Public pricing: not published. This listing does not reprint third-party procurement estimates.
- Company facts and timeline disagreement. Contact Middesk HQ and Terms Contact Us: San Francisco; 85 2nd St, Suite 710, San Francisco, CA 94105. Frontmatter headquarters uses San Francisco, CA. Introducing Middesk blog post is dated 02.19.19 (Kyle Mack, CEO & Co-founder); body says We started building Middesk in December (relative to that February 2019 post). Frontmatter founded uses 2019 from that Middesk-dated launch post. Product-release copy: For the past six years, Middesk has delivered… March 26, 2026 agentic-platform post: We’ve spent seven years… Those Middesk-printed timelines do not fully agree; do not invent a single reconciled founding month. Footer copyright on homepage and docs: (c) 2026 Middesk. About: Middesk is the business identity platform that helps companies verify, onboard, and monitor businesses with confidence; press chips name 2025 Inc. 5000 top 20%, 2025 Fast Company World’s Most Innovative Company, and America’s Best Startup Employers 2025.
- Outcome and scale figures (vendor claims). Homepage: 400+ authoritative sources. Platform: 92% of business records updated in under 10 days. Fraud page: entity graph connecting more than 100M businesses; Cross-customer intelligence across 500+ customers. Agents page: Seven years of comprehensive business identity data… millions of verified entities. Rho customer story on homepage/Verification (Derek Scharfenberg, Head of Onboarding): address validation from 70% to nearly 100% accuracy; scaled from 300-400 to 2,000+ applications a month without proportional hiring (Middesk-named story). Autobooks story on payments use-case (Aaron Schmid): 70%+ underwriting automation; chargeback losses cut by more than 50% (Middesk-named story). Treat all figures as Middesk-printed claims, not independently verified.
- License and security posture (as printed). Homepage: SOC 2 Type II compliant. Docs Security certifications: annual SOC 2 Type II audits (Security, Availability, Confidentiality); NIST CSF alignment; Trust Center for the SOC 2 report and diligence packet; SSO and Directory Sync documented. Middesk is a technology vendor for business identity / KYB. It is not marketed as the bank charter holder or payments processor of record. Privacy: B2B focus; not products for personal/family/household use; registered agent filings with state agencies when those services apply. Public Terms/Privacy reviewed here did not print a clear FCRA CRA disclaimer; confirm with Middesk for credit, employment, or similar eligibility uses. Docs sandbox notes Socure KYC as a premium people-check path ordered through Middesk.
- Adjacent modules. This page is Middesk business identity / KYB verification for onboarding. Adjacent products are Middesk’s. They are not this page. Fraud prevention and entity-graph fraud intelligence, underwriting / liens / UCC filing, business registration and payroll tax accounts, continuous monitoring subscriptions, Middesk Agents orchestration, Signal / autocomplete / smart populate conversion tools, international business verification (product-release hub), and DocuSign-embedded verification packaging sit next to the core KYB job.
Sources: middesk.com, Platform, Verification / KYB, Fraud prevention, Underwriting, Business registration, Agents, Banking, Payments, About, Contact, Privacy Policy, Terms of Use, Introducing Middesk (02.19.19), Agentic platform (03.26.26), Docs home, Quickstart, API keys, Environments, Security certifications, Trust Center.
Honest verdict
Middesk is the listing to read when the job is business identity and KYB verification for a bank, fintech, lender, or platform: verify entity existence and good standing, map ownership, run CIP-oriented screenings, and push only exceptions to analysts with audit-ready evidence. Middesk is not a bank, not a payments processor, and not a consumer identity brand page. The charter, underwriting credit decision, and payment rails stay with the institution or its partners. Middesk supplies the business-identity data, workflows, and agent investigation layer.
What it is not: a published platform rate card, a self-serve live production start with no sales path, a company that holds the deposit charter, or a processor of record. Get a demo and Contact / Talk to an expert are the intake. Public docs and sandbox exist; production keys wait on an account Middesk provisions. Middesk-printed six-year and seven-year timeline lines do not fully agree with each other next to the February 2019 Introducing Middesk post. If you will not complete a Middesk sales conversation, stop. If the job is KYB and business identity verification at onboarding, start here.